About our Debt Counselling Team

The Firm…

Learn more about our Debt Counselling firm by meeting the people behind it. At First Urban Debt Counsellors we are big enough to help but small enough to care. Our principal Debt Counsellor oversees each case personally to ensure that you get the personal and professional help you need.

We can assist you anywhere in the country. Our clients stretch from Cape Town to Johannesburg, everyone is welcome.

Meet our team below. We believe in putting a face to the person on the other side, especially when it comes to important matters such as your debt.

Johan Smith

Our Debt Counsellor

Johan Smith



Born and raised in the legal capital of South Africa, Bloemfontein.

Debt Collector: 5 years – Prior to entering the field of Debt Counselling, Johan was a legal Debt Collector.

After a time he decided he would rather help consumers than harm them so he changed fields to helping over indebted consumers.

Debt Restructuring: 15 years – In the last 15 years, Johan have assisted thousands of consumers by reducing their monthly payments and protecting them legally against creditors. Johan obtained his Debt Counselling qualification in 2007. His long years of experience in the field will serve you well.

Herman van Vuuren

Our Legal Council

Herman van Vuuren


Herman obtained his LLB degree at the University of South Africa (UNISA) in 2007.

He served his articles between 2001 and 2004 at the Firm A.P Pretorius and continuing from 2004 until 2007 at Jordaans Rijkheer and Partners.

In 2007 Herman was admitted as an Attorney and joined Van der Berg Van Vuuren Attorneys on 1 September 2007 and went on to become a Director on 3 August 2009.

He is currently a Director at Van der Berg & Van Vuuren Attorneys.

His expertise lies in the following areas:

  • Debt Counselling and Administration Applications
  • Legal Collections on behalf of several corporate clients
  • Litigation in High Court and Magistrate Court
  • Appeals to the High Court and High Court of Appeal
  • Divorce, Custody and maintenance
  • Obtaining Interdicts and Restraining Orders
  • Applications for Sequestration, Liquidation and Rehabilitation
  • Criminal Law

Anna-Marie van Rensburg


Herman van Vuuren


Anna-Marie has 5 years experience in the field of Debt restructuring and this includes Debt Administration and Debt Counselling.

She also spent about 10 years in Debt Collections.

This means that Anna-Marie knows her way around the credit market and is capable to provide solutions to your problems.

Seipati Khokho

Administrative Assistant

Herman van Vuuren


Seipati assists the Debt Counsellor in various administrative tasks. She plays an important role in the Debt Review process.

Seipati is also available to assist where clients wishes to receive advice or explanation in Sotho, Zulu, Tswana or Xhosa.